“The average American misses out on $600 per year in credit card rewards,” reads the Glyph website. Glyph promises to help make sure that users don’t miss out on these benefits.

Using the Glyph iOS app, you can track the benefits from all of your rewards credit card programs and keep track of points and miles without having to carry around membership cards.

The app will tell you which purchases to make with which credit cards in order to get the most points. You can also use the app to map your spending habits and identify the best cards for you based on your spending behaviors. You can apply for these credit cards directly from the app, so it’s a good app if you are looking for a new loyalty program and you’d like to make the decision based on your personal spending habits.