There are a lot of credit card initiative programs going on right now, given the economic state of affairs and the increased standards for lending out money and credit. So when I learned of Citi Cards teaming up with MySpace, I wasn’t at all surprised. Gotta get ‘em while they’re early, right?

The new offering coming from Citi is called Citi Forward, which is a credit card that’s supposed to be more tailored to the financial needs of current consumers. Citi Forward aims to encourage the maintenance of good “healthy” credit, by incentivizing consumers by things like lowering their purchase interest rates by a quarter percent when cardmembers use credit wisely. Other rewards include ThankYou Points each billing period for paying on time and staying under the credit line.
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